of integrity.





Deposit Products

We have an account that’s right for you.

Delivering a personal approach to banking, we strive to build a relationship with you and pinpoint solutions to fit your individual financial needs. We offer a variety of deposit options designed for convenience and service. Our straight-forward checking options allow you to bank when, where, and how you want. Pay your bills, cover everyday expenses, and maintain your lifestyle with an account designed to give you more.

Learn More

Electronic Banking

Let’s make life simple, all at your fingertips.

With First National Bank of Oklahoma electronic banking services, we’re putting your community bank in your pocket. Check your account balance, transfer funds and more with Online Banking and Mobile Banking.

Learn More

Commercial & Industrial

As a locally owned and independent bank, we provide flexibility in our terms, structure, and conditions to truly accommodate our business’s unique needs. We offer a full range of commercial lending services, and our experienced lenders take the time to understand you and your business. In addition, we are an approved SBA Express Lender and active USDA business and industry lender.

Learn More

Commercial Real Estate

With a full range of commercial real estate services, we have all the tools to meet your commercial real estate needs. Our experienced lenders will take the time to understand your specific objectives and unique borrowing needs. Whether it be a commercial building, office/medical building, shopping center, apartment complex and more, we have you covered. We place emphasis on client care that guarantees you feel connected and informed throughout the process of your next venture.

Learn More

Farm & Ranch

West trade Credit is your trusted partner for Farm and Ranch Loans in Oklahoma. With over 100 years in the industry, WTC has the experience you need. From land and farm equipment purchases to crop input and grain inventory loans or agricultural lines of credit for special purposes, we have all your needs covered whether you are farming in Oklahoma or Kansas.

Learn More

Home Mortgage

Whether you are building your dream home or buying a first home, we have the products and expertise you need. With over 50 years of experience, our lending staff will cater to you, making sure you get the best loan with the highest quality service. We genuinely care about helping you and your family reach your milestones.

Learn More

USDA Rural Development

With loans available in rural areas and financing assistance to those who qualify, a USDA loan can help you make your dreams become a reality. USDA loans are available to buyers in rural areas and are backed by the U.S Department of Agriculture. Learn more about USDA loans with us and apply today.

Learn More



Every day we do our best to serve our customers
and community.



We always strive to be as close to our customers
as possible.



We all work together to offer you the best
products and services.

Introducing Mobile Banking

Convenience when it matters.

Now you can access your accounts from your mobile phone or tablet. Sign up today and make managing your personal and/or business accounts easier.